Online House Hunting - what is the best way to go about getting an RV loan/financing for a travel trailer with fair credit?

what is the best way to go about getting an RV loan/financing for a travel trailer with fair credit?

The house I rent is for sale, my lease is month to month, I want to move out buy a travel trailer for full time living and traveling for both fun and work. Current rent is 1100, never late, and once i move that expense is obviously gone. What else? I have no current delinquencies or collections. They have all been paid off. Two of the collections where medical, if that matters. Transunion score from 2 weeks ago is 590, Equifax as of today is 639. Steady job over 6 years. Credit somewhat blows because used to drink a lot (I quit over 2 1/2 years ago) and was slack on some bills (all paid now). It would NOT be an issue to pay 600-800 a month on a loan. Oh, looking for about 20k for a new 2010 model TT and plan on 4000 or so down. So my credit is fair, getting better, no debts, no revolving accounts, co signer available...

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