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Buy A House With Bad Credit Knowledge Base
How can I buy a house with BAD CREDIT in 1 year? My husband and I want to buy a house in 1 year from now but our credit is BAD. Our scores are 550 & 632. What steps do we need to take to make sure we are not turned down when we try to get a loan?
How can I buy a house with bad credit? Is there any hope for my husband and I to buy a house with bad credit? We have terrible credit because of our past. Any bills that we have accumulated since we decided to grow up has been paid, but we haven't paid any of our old bills. We went to a credit counseling agency and they said that we owe so much money that it would be best for us to just file bankruptcy. We're afraid that doing that would really keep us from owning our own home one day. I have a credit score of five hundred and something. We are tired of renting. Please help!
A program can help you buy a house with bad credit? I'm been try to buy me a house in Oak Cliff area, I just have one problem my credit score I paid this guy to help me with my credit. And my score is still not up. I seem a program on tv will help you buy a house with bad credit. Do anyone know where I can look for a website that can help buy me a house.
Can I buy a house with bad credit? I want to know if I can buy a house with bad credit? There are going to be 3 of us that will be buying the house, My dad, my brother and I. I have the worst credit. My FICO is around 540. MY Brother around 640. And my dad has no Credit. My dad has been working at the same place for 10yrs. He pays child support from his other Ex-wife.
How do you buy a house with bad credit? Golf C and Clara Jones please answer only!? You have answer this for me before,but for some reason I did not recieve the answer. My daughter wants to buy a house for $19,000.00,but has bad credit. THANK YOU
how can you buy a house with bad credit? my husband and i have bad credit, we are in credit couseling and have been for over a year, we are coming into some money and want to buy the house were in, we went to put some of that money down on our debts and the rest towards a house. our mortgage broker said we cant get a loan. we make good money and our debt is student loans and we also have a co signer that is willing to put property down on a loan for us. why is it so hard to buy a house. we pay more in rent than we would in a house of our own. and have never missed a payment or been late doing that. im really mad that this is so hard for us we just want a place to settle down with our kids.
Can i buy a house with a bad credit score? I live in washingon state and have a credit score of about 500. Our income is good its just our past credit is bad...is it possible to buy a house with bad things still on our credit?
Is there any way I can buy a house with bad credit? My credit isn't so much horrible, (no huge debts, worst thing on there is a library book I never returned that they tagged $100 dollars onto my credit) It just doesn't amount to anything, as I've never had a credit card or car payments and I'd like to keep it that way. I found a house for $189,000 that I really want, and I'm wondering how to go about buying it. I'm in the middle of opening up a pub in the community, so I'll be able to show income, but I don't have a lot of money to put down and I'm wondering what I can do? Thanks.
is it possible to buy a house with bad credit? can people really buy houses even tho they have horrible credit and no down payment?
How can I buy a house with bad credit but, I make good money? What programs are out there for people who make good money with bad credit? I would like to buy a home. I have a good job that I have been at for 10 years. I have been working on my credit but my score is just not going up fast enough. I want out of my apt.
What is the fastest way to buy a house with bad credit? I have bad credit, I'm tired of renting, I want to own a house within the next year, what do I need to do first?
How can I buy a house with bad credit in Myrtle Beach, South Carolina? My husband and I both have bad credit but we really need to get a house of our own. I need to know how I go about finding someone who will give us a loan or finance us?? This would be my first home purchase. Any information would be greatly appreciated.
How do I buy a house with bad credit? I am a full-time student, father of two and I work as a bartender. My credit is not the best but I'm tired of paying someone else's mortgage. How do I buy a house?
Is there a government program so a low- income disabled person with bad credit can buy a house? I need to move out of the place that I am living and for medical reason my boyfriend needs to move in with me. I was wondering if there is a government program that will help a disabled person buy a house. I have very very bad credit do the a past problem with a apartment I lived in.
I'm trying to buy a house/bad credit? I am trying to buy my first house but do have poor credit I do have a strong work history and own two small businesses but of course I was young once and made mistakes can you suggest some lenders that may work with me?
If you have bad credit, can you buy a house? I already have a house, But I going to have to sale it for a relocation on a job. Therefore I will have to buy a new house. My credit is worst now than it was when I brought my first house. IT's horrible actually. However,I have never missed or been late for a mortage payment. My car and house are with the same bank and I have had good credit history with both of them. Therefore, do you think I will be able to get approved to buy a new home.
Can you buy a house with bad credit? My fiancee and I make a combne income of 90,000 a year but we both have terrible terrible credit. Will we ever be able to buy a house?
How to buy a house with bad credit? I have bad credit (score is low 600's). Live in a town of less than 200 people (am Resident Deputy Sheriff). So owner finance is not an option. Am thinking about mobile home as they are cheaper than building any help? Sorry. Just noticed I wasn't very clear. I live in Texas and owner finance isn't an option because there are no houses for sale. Last house for sale was 4 years ago.
I need a program in Baltimore that can help you buy a house with bad credit. Can u help? I want to buy a house, but my credit is poor. I want to know if there are any programs out there that can help you buy a house and get your credit straight?
Why can u buy a house with bad credit but not refinance a house with good credit? I have been trying to refinance my house for 2 or 3 months now. I have a credit score of 684. I have never had any late payments on my mortgage. Why can't I get my house refinanced?
Trying to buy a house with bad credit? Where to start? My wife and I are loking to buy a house very soon. I have pretty bad credit (550) and tired of paying rent. I have a three year old and one on the way. The apartment arent big enough for the four of us. I just got a new job (this month)making around 50,000. But, like I said I have bad credit. What is the best way to go about finding who will give me the best rate. What is the FHA loan? is lending tree any good? Should I try to find a lease to purchase / rent to own. I just dont know where to start. Any advice would be great thanks.
Does anyone know where to get a loan to buy a house with bad credit? My daughter wants to buy a house for 19,000.00 and the app. is 70.000.00 but has bad credit. We need help fast. THANKS!!
Can two family members buy a house with bad credit? my sister and i are trying to buy a house together but both have low credit scores will they approve us for a loan? And my mom would also like to be considered in the loan she has good credit but no income at the moment
How can I buy a house with bad credit and no money down for property in the US? I am looking to buy right away in the Midwest, West Coast, South, and East Coast. As well as internationally. If you must use demeaning terms to proclaim your ignorance - choose not to respond. If you are interested in providing good information feel free. This information will help individuals who have not established credit yet but don't want to through their money away renting.
what is the best way to buy a house with bad credit, but good job? Looking to buy a house, but had to claim bankruptcy, but I do have a decent paying job. WHat is the best way to get money for house.Should I get pre aprroved? just stop at a bank? just not sure.
I want to buy a house but I have bad credit.? I am a 25 year old female and I want to get out of my parents home, I dont want to waste money on rent but I have bad credit, how can I go about buying a house with Bad credit.
what is the easiest way to buy a house with bad credit and score? I want to buy a house need to know these things
is there a way to buy a house with bad credit and 0 down payment? I would really like to buy a house the only problem is years ago I had a fore-closer and I wish now that I'm older and wiser I wish I was able to get a home. My husband had a gambling problem. which ruined my credit. He doesn't have that problem now. But my credit got shot.
Is there a way to buy a house with bad credit? My cedit score is in the mid 500's but im only $2500 in debt and after next week ill have no debt. My problem is im in a crunch for time and i reall need to get a home. I have $10,000 to put down on a house just dont know where to start. Any advice?
Im already paying on a house, now I want to buy another house with bad credit, how do I go about this? Im paying on a house I bought a few years ago and now want to buy another.
Is it possible during this economy to buy a house with bad credit? I realize the interest would be higher and they'd require more money down but is it possible or would they just flat out decline you. My credit score is currently like 600 :(
are there any real ways to buy a house with bad credit or even a grant to buy one? I had a house with a bad lender that got foreclosed on and a bankruptcy, my credit score is 543 and i want a house. I cant sue the lender for fraud because they have already been sued by 1600 people and are now out of business but i am without my house and now a bankruptcy on my credit. I need a house for me and my children.
Can i get a mortgage to buy a house with bad credit for more than purchase price? You see i wanted to get a loan for a home and than have extra cash at the end to have for fixing, emergency etc. Problem is the credit is lousy...what yall think? thank u
How difficult is it to buy a house with bad credit? Whats the first step one should take?
how much do u have to have down to buy a house with bad credit? what percentage down can you get a loan for even though your credit is crap?
Why is it hard to buy a house with bad credit ? I know this may be a dumb question, but im 13 & not so smart. Sorry.
How can I buy a house with a bad credit score? I found a house that is a really good deal, it's like 40% off market value, so I'm sure it's a really good deal. But my problem is I have a bad credit score and I'm self employed. I feel like I won't see a beautiful house like this again with this price. What can I do? Please help.
if a person wants to buy a house with bad credit? if a person has the money to pay for the house in full payment, with bad credit, how would that work?
how can i buy a house with bad credit? what programs are now available to purchase a home. I purchased a home yrs ago and lost it too foreclosure. I want to buy a home a not make the mistakes i made then, what is available as far as programs, fopreclosed homes, etc. etc. anything!! What can i do?
How can you buy a house with bad credit and not get stuck with a shack??? ok-if i Have to get a shack-how can i with horrible credit??
can you buy a house with bad credit? with credit card debt around 20K? I want to buy a house fix it up flip it sell and with that money pay off my credit card debts cause at this rate it will take years and years to pay it off.
how can i buy a house with outstanding bad credit? i have alittle over 4 grand in combined, owed debt on my credit report...medical bills and such. my credit score is 545, i think. can i buy a house? how? do i have to pay this debt off first? if so, that will be the hard part. i make 40k a year. i have 2 kids. divorced. HELP!
Is it possible to buy a house with poor/bad credit? Bad things happen to good people, a friend of mine is wanting to but a house for him and his family instead of renting and throwing way money every month. Please don't say "clean up their credit" because they (like a lot of people) are having a hard time right now. I would like to advise them on what they can do because I don't have a clue. I forgot to add that he has the DD14 for a VA loan and has been on his same job for twenty years, does this make any difference? Would he be able to get the First Time Homebuyers program if his wife had owned a home before but not him? Could he put this in his name only?
How can i ever get a loan to buy a house with bad credit? ? I'm 26 I've lived in rental for 6 years paying 650 or more I always hear if u get morgage my payment would be less than I'm paying rent. Why do they make it hard for the poor guy
Is there a real estate agent that helps buy a house or apartments with bad credit? IS THERE A REAL ESTATE AGENCY MARKET THAT HELPS A PERSON BUY A HOUSE OR APARTMENTS WITH BAD CREDIT? FIRTS TIME BUYER AND ALL THAT STUFF?
Can i buy a house with bad credit? How much do i have to put down? I know my credit score is low (i wasn't even approved for a home depot c.c) but i do have some money to buy a house, even pay it in full. But i want to put down as little as possible just so i can invest the rest. If a house costs 200k, and i put 100k down will i be approved with a good rate? Will banks "trust" me with the other 100k remaining?
Possible to buy house w/ bad & no credit? my husband has a decent job with decent pay and we would like to buy our first home. the thing is, he had bad credit - paid it all, now he has no credit. i have bad credit, still a bit of unpaid debt which i got before we were married. now, how does this work? i see people w/ worse credit getting homes but i feel like the door is shut. we live in texas. what kind of programs should we look for? can someone explain FHA for me? what would a loan officer or whatever they're called do for us? we agreed that it won't matter if we pay more in the end, as long as we finally get our own home but we are both very young and have no clue where to start. i feel like we'll be laughed at because we'd have little to no money down, we could pull our 401ks but that's only if it's absolutely necessary to get into a house. we've rented apts for 5 yrs and have never missed a rentpayment. can someone here take the time and explain a couple of the first steps we would need to take? i'd really appreciate it!
Can a couple buy a house with equal (but low) income and one bad credit score? My husband and I each make about $40,000 a year and want to buy a house. He has very good credit and I have poor credit (582). Are we going to be able to get a loan in this economy? What about FHA loans?
How can my mother buy a house with bad credit? Answer please? So my family in my house consists of my mom,my two sisters and me. (4 people) We live in a 3 bedroom and 1 bathroom house. Since we are all girls it's getting difficult to live in this house due to the one bathroom. The house is also pretty small. It's time for a newer house. Another reason is that my mom wants to be close to her work to save gas the thing is the houses in that area are a bit pricey. My mom was on unemployment for 2 years after she had my baby sister,further complicating her credit score. She then did 'bankruptcy" and that (I'm assuming) made it worse. About 6 months ago my mom ended up picking herself back up and got a job that pays essentially well. The thing is she isn't able to qualify to BUY a house until 2013 or 2014. The only thing we can do is rent,and even then,it seems more costly to rent a house rather than to buy. Is there anyway my mom can be able to buy a house now? We really need one. Sorry if anything sounds weird here,I'm only 15 and I just want to help my mom out. (she hates asking questions on the internet.)
is it possible to buy a house and get a loan for a house, with bad credit? my husband and i have bad credit but we want to purchase a house. is this possible?
Can you buy a house with bad credit? collections, chargeoffs etc? will they deny you a loan with bad credit?
Can I buy a house with really bad credit if I make a 20% down payment? I have horrible credit due to a foreclosure several years ago. I want to buy only around an $80,000 house which is only twice my income and can easily put down 20%. I don't understand why credit even matters if I put down 20% and have a good job.
Bad Credit, Can I buy a house? What are my options? I'm 26. I've filed for bankruptcy twice (discharged once, dismissed the other time due to paperwork not being filed on time). I have a really bad rental history (with evictions), not proud of it. I don't have any credit cards (never have), so I have absolutely no credit. I've never owned a car. I do have a stable job (3+ years), and I've had a long, GREAT working history with reliable references. I've heard sometimes it's better to buy a house than to rent an apartment with no hope of ownership. I really want to get my own place, I've gone to credit counselling, and I'm now in control of my finances. I have about $1000 to put down on a house, if need be. Any suggestions? Is it possible to get a decent house in a decent neighborhood (single, don't want any crime or questionable area)?
What home Lender will help someone who has bad credit buy a house? If so, Can you pay off ur debt after you take a loan out for a house who is a first time buyer and add it to your mortgage payment/loan? What lender will do that for you?
I Want to buy a house...bad credit...? so our landlord of our apartment building wants us to buy the property...my boy friend has very bad credit. I have really good credit but no job. my boy friend is the one paying my credit cardds and such...is there any way we can purchase this property? we really want it! how come i can get as many credit cards as i want, but cant get a loan? i work at home on ebay selling things...does that count for anything
How can you buy a house if you have bad credit? How can you buy a house if you have bad credit?
myfiance and i r gttng mrried.shegot a good credit i got a bad credit.should we buy a house now or after wedng my fiance and i are getting married next year. she has a good credit and i'm the opposite, is it better to buy a house now or after we get married? mortgagewise?, are we gonna end up paying more wen we buy a house after we get married because of my bad credit? my fiance and i are getting married next year. she has a good credit and i'm the opposite, is it better to buy a house now or after we get married? mortgagewise?, are we gonna end up paying more wen we buy a house after we get married because of my bad credit? I DO HAVE MONEY!!!! mommeof3 stop judging me biatch!!! u as a man...stupid biatch!!!! AGAIN THIS IS ABOUT MY CREDIT RATING..... IT'S NOT ABOUT ME NO HAVING MONEY AND USING MY FIANCE'S MONEY STUPID JERKS!!!!.... I DONT GOT A GOOD CREDIT .....I DIDINT SAY I DONT GOT MONEY!!!
How do I buy a house with bad credit? I am thinking of prepairing myself to buy a home, but with a less then 500 credit score right now, I am unsure where to begain. Do I pay off my debits even though they are charge offs? Do I wait until they drop off in 2012 then attempt the purchase? and do I need to save a good amount of money?
How can I buy a house with bad credit? Give tips on how I can begin fixing my credit...... If you can, include some helpful websites......
Can I buy a house with no credit or bad credit? Here is the thing, I'm moving to Maryland soon and I'm done with the renting thing, I have no credit and my husband have a 567 score, we really wanna buy a house, what are my options?
i want to buy a house and i have bad credit? i want to buy a house but i have bad credit. i don't know who to go through i live in racine, wisconsin. does anybody know what kinda interest rate i will be getting with bad credit.
Is it possible to buy a house with poor/bad credit? Part 2? Is it possible to buy a house with poor/bad credit? Bad things happen to good people, a friend of mine is wanting to but a house for him and his family instead of renting and throwing way money every month. Please don't say "clean up their credit" because they (like a lot of people) are having a hard time right now. I would like to advise them on what they can do because I don't have a clue. Additional Details I forgot to add that he has the DD14 for a VA loan and has been on his same job for twenty years, does this make any difference? Would he be able to get the First Time Homebuyers program if his wife had owned a home before but not him? Could he put this in his name only? With all of the above what would the odds be with a co-signer with very good credit? With a co-signer would they need to put anything down? Could the co-signer be taken off after a couple of years? What would be the first step they should take?
Did you have bad credit and buy a house? How did you do it? I am a first time home buyer in Florida are there any programs for me? How do I find them. Please help I am tired of wasting my money on apartments.
I am disabled and 66 years old with bad credit. could I buy a house with HUD? In my city there is a program to improve nieghborhoods. They are building new homes funding them with grants and through HUD. I am a 66 year old home owner Have been paying on my mortgage for 18 years. My home is in very bad shape because my income is low and I haven't been able to keep up with repairs. I am being considered for one of these new homes. My credit is bad, do I still have a chanece to get HUD financing to get the house?
Want to buy house with bad credit but.....? we make about 5500 a month. We are looking for a house that is worth about $60,000 - $80,000. Down payment is about 3-6%. my score is about 560 and wife is about mid 650. Any help is good.
My husband and I would love to buy a house in colorado springs, but we have really bad credit. What can we do? We don't have a downpayment. We just want to own a home. Is it possible to buy a house. My credit score is around 520 and his 510
My husband and I are wanting to buy a house but we have bad credit. Where should we go? We are in a moble home now with a note of about $ 40,000. We have been in it for three years and are ready to get into a home with a foundation. We have had a string of bad luck and our credit is bad! But we both have good jobs now and hope to find someone to help us get into a house and out of this moble home. Please any idea's!
Buying a house with really bad credit? Is it really hard to buy a house with bad credit without a co-signer?I have a good fulltime job so does my wife.her 10+yrs and mine1 yr.
i want to buy a house but i have bad credit? I spoke with a countrywide loans and they said if I paid all of my collections and had 3% of the loan amount, I would be able to get a FHA loan to buy a house. I am wondering if there are any way to get collections off of my credit report for less than the amount I owe. I am a single mom of 4 and want to get my life back on track. I have had the same job now for 11 months. Any help is appreciated.
How do I go about trying to buy a house if I have bad credit? I have never owned my own home, and know absolutely NOTHING about buying a home or the first stpes to go about it. I dont have much money but i can save. Also, I have really bad credit? so what do i do first?
Wanting to buy a house with bad credit. I have collections but I paid them? I would like to buy a house but my credit score is 546 I have had collections since 2002 for a broken ankle and no insurance I couldnt pay my credit cards or medical bills. I paid all of them off to the collections company In 2007 we had a daughter that was born with cleft lip and palate with no insurance more collections but have paid all of them but one 1600 coleection. I have a car payment of 186 that has never been late and have had other car payments that were never late. Looking for advice and maybe some direction Thank You
how to buy a house if i have bad credit? my credit has been getting bad and i am thinking about filing bankruptcy because my debt is a lot. i want to buy a house when i get married and my girlfriend has good credit. i am wondering if we can buy a house together with her credit or will mine make it impossible.
programs for ppl with bad credit who want to buy a house.? my husband and i want to buy a house but our credit isnt real good. does anyone know of any special programs for ppl with bad credit who want to buy a house. or any banks who specialize in these situations.
how can I buy a house with really, really, really bad credit? I have horrible credit and want to buy a house. Where do I start? Most of debt is from student loans.
can i buy a house with bad credit at this time? is right now a god time to buy a house? thanks. -B
How do I buy a house with bad credit? I was really stupid when I was 18. I moved out of my mom's house (not by choice) and lived with my boyfriend while I was still in high school. I had trouble paying my bills and getting the things that I deemed "Necessities" at the time (cloths, food, whatever) so I used as many credit cards as I could get my hands on to help get me by. The trouble was I couldn't keep up with all of the payments so I stopped paying quite a few of them. Eventually I paid most of them off which was a big rip off to me considering all of the interst and finance charges and late payment fees that I acrued, but I still have a couple to go. I am 26 now, I have a family and I'm paying a ridiculous amount of money to rent an apartment. My goal is to finish up paying my existing debt in the next 2 years. I'm too afaid to check my credit score but I'm afraid that it'll stop me from getting a home. I've become really good at paying my bills however, their all in my boyfriend's name to increase his credit.
What % down for a house with bad credit? I have bad credit (499) and i would like to buy a house. I was wondering how much down would i have to put to get approved. Is it even possible to get a house with a credit score that low?
Can my wife and I buy a house with bad credit and a substantial down payment? Our credit was ruined because of some bad business deals in the late 1990's. We had to file chapter 13 bankruptcy. (We repaid the debt in early 2007. In addition, I changed jobs, took a pay cut and we now have a few late payments on our record. Prior to this situation both of us had credit in the 700-775 range. We want to buy house immdiately. We both work government jobs and together make approximately $5000 net montly, we have no other credit cards or other outstanding debt. We currently own a house and have accrued about $30,000 equity to use toward the purchase of a home. What is a good plan of action for us to buy a home ASAP?
Can I buy a house with full payment cash if I have a bad credit score ? Read:? I had health problems that messed up my credit rating. But if I sell my house and move to another city, I would have enough money to buy a house and pay cash. Is there anything that would impede this transaction because of my bad credit score ? Thanks
Me and my g/f want to buy a house with really bad credit? We both have really bad credit and don't want a cosigner. Any advise on forclosed homes or anything usefull. Thanks
Hey! Trying to buy a house with bad credit and minimal down payment. Can anyone relate? Can it be done? Thx!? I'm working on rebuilding my credit and hoping to have a 5% downpayment. But I don't know if owning a home is something that is out of reach for a person in my situation. Has anyone gone through this? I'd like to get some info on your experiences so that I can have a better idea of what to expect. Thanks again!
best place to buy a house in a good area with bad credit? with housing prices falling whats the best places in the US to buy a home in a good area even with bad credit???
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