Online House Hunting

Buy one House, get another House FREE. Isn't this amazing? http://www.dailymail.co.uk/news/article-2035819/Buy-house-free.html Im going to be rich

I have a home depot buy one get one free house plant coupon? and was wondering if it would apply to pointsettias or is it just regular houseplants, it doesn't say on the coupon

Can u buy a cordless house phone set (u get 2 or 3 phones) which can also make free calls to one another? So basicallly a cordless house phone set that has the finctionality to call each other as well (for free). Similar to a walkie talkie... but I am not wanting a walkie talkie. If there is such a feature is there a name for it? Thanks

Is it legit to get free money from family members so I can buy a house unde rmy name? I wanted to buy a house and put it under my name. But since I don't have enough, is it okay for 10 of my family members to each give me 10-12k of cash gifts so that I can have enough. The gift tax says I can get 10-12k from one person per year. So isn't this legitimate, or does this look fishy still to the IRS?

How much harder is it to buy a house if only one person in the marriage has a job? About a year ago I looked into what we need to do to buy a house. I was working part time and my husband works full time. The guy I talked to checked our credit reports (with our permission) and said that my credit is better but since my husband makes more money they would probably have only him on the application, unless I picked up more hours then he could put both of our names on it. I am a full time stay at home mom now so does that make it harder? I don't really have any clue when it comes to this stuff so please feel free to educate me lol. We have been working on our credit, paying off old debts and got a couple of credit cards that we pay monthly/on time so what else can we do? And he just started a new job this week, making good money and one he plans on retiring at. How long do you normally have to be at an employer? Thanks!

Can I foreclose on a house and buy another one? So here is my history: In June 2006, when I was single, I purchased a tiny little 600 square foot house (at the height of the market). A year later, I met and married my husband. We moved into his house since it was bigger and put my house up for sale. Of course, the housing market was in a free fall at that point, and we could not sell the house -- even after being willing to take a $20K loss, which was all we could afford. After having the house on the market for a year (and paying two mortgages), we decided to rent it out, but could only charge about half of what the mortgage payment was. So we were still paying 1.5 mortgages. After a year of that, my husband lost his job and we couldn't afford two mortgages anymore. We moved back into my shoebox and even though it was an EXTREMELY tight fit, we made it work because it was "the right thing to do." We are now expecting our first child. It is clear that we do not fit into this house anymore, but we're stuck with it. So here comes the twist... my husband has been offered a great job that's 4 hours away. We can't turn it down. This is the break we've been waiting for in his career. However, we can't get rid of this house. We owe about twice as much as it is worth. I don't want to be a long-distance landlord, and even if we did rent it, we wouldn't be able to cover the mortgage with the rent. The house is in my name only since I bought it before I even met my husband. So can I just foreclose and take the hit on my credit? And if so, will he be able to buy another house in the new city? Or since we're married, does this affect both of us? I'm just not sure where to go from here. We've carried this house for 3.5 years longer than we wanted to. We've outgrown it, and now we have to move away for my husband's job. How do we take care of this obligation? When my husband lost his job in 2008, we sold his house. Because he owed so little on his house, we were able to make about $13K from the deal. However, we had to live on that money while he was unemployed. So we only have MY house to sell. Will we be able to get a loan for a new house if my old house is listed as a short sale? We really wanted to buy a home instead of renting because we can get so much more house for the money now. The housing market is great for buyers, but not sellers. The house is not currently being rented. We have lived in it ourselves for the past 20 months. I'm not saying what I WILL or WON'T do. I want to know what my options are. I've read that if you foreclose on a house after buying another, then it is considered a felony, and you can go to prison for it. I've also heard that there are realtors and even lenders who specialize in helping people finance a new house so they can foreclose on their old one. I've just been given a lot of mixed messages, and want to find out what's true and what's a myth. Of course we would like to purchase another house in the new city because you can get so much bang for the buck. However, if it's not possible since we already own a house, then it's not possible. I just want to realistically know what we can do with our situation. From the answers below it looks like either trying for a short-sale or foreclosing as a last resort, and then renting for a few years in the new city.

What are the pros and cons of a built-in jacuzzi versus a free-standing one? I am thinking about buying a house possibly with a jacuzzi but am wondering if it's better to buy the jacuzzi separately and installing it or getting one of those ready-to-assemble jacuzzis. Does anyone also know what kind is involved in maintaining a jacuzzi? Do you have to clean it our regularly? Do I have to install new filters once a month or every few months? What are some good jacuzzi brands/models?Thanks for your ideas!

no one will insure this foreclosed on house that is occupied so why and what to do? loooong story. I want to bid on a foreclosed on home. The occupant is the previous owner. The auction is April 5th and 5% down would have to be paid and the rest within 20 days and until closing, Wells Fargo has the house insured. I need vandalism and fire by vandalism from the date I would own it until the occupant is out. The lawyer who did the updated title search for me said do not bid if you are worried about vandalism, and a real estate agent who tried to talk to the occupant to get me in there through a short sale to stop the auction was unsucessful in talking to the occupant because the occupant is in denial about her inability to keep the home and the result of next week's auction. This agent said let the bank buy it at the auction and then when they list it with an MSL, then go for it. The tax value is $65,200 and the debt owed Wells Fargo is $38,654. No one knows how the bidding will go but if the bank gets it for $38654, I doubt it is listed later under $55,000 which leaves me out. The idea of getting it for $39,000 through the auction or less than that through a short sale are compelling. The problem is no one will insure my cost to buy the house which will be $38,654, maybe a little higher, all dependent on the bank's opening bid and their final bid, and who else is interested in this house. I knew Foremost wrote some specialty policies so I called them. They told me the names of two independent agents. I went to the first one and got a dwelling fire one/basics one, protection class 9, occupancy: vacant for $2695 a year. I need coverage for maybe 3 weeks. It was insured for $70,000. I asked what does the policy pay me on a $10,000 loss and they said $10,000. I asked what does the policy pay on a total loss and they said $70,000. I went on to the 2nd agent to compare quotes. Also, I noticed on the $70,000 policy it said "vacant" when they were specifically told the house will be occupied by the previous owner. On to the 2nd agent and they called Foremost. Foremost said the $70,000 policy would not have paid a penny on fire and vandalism which is what I needed. If I had taken that policy and had a claim denied I would have had to sue the agency that gave me a worthless policy. The 2nd agent, over a period of 30 minutes after I left, called me and said "Foremost, American Modern and American Reliable don't have a policy for you". I went to a pay phone and called Foremost directly. Their application process was long and many questions. I can not inspect the property so there were some questions I could not answer. Such as existence of a space heater or a smoke alarm. The pay phone timed out after 12 minutes and this happened 3 times. However, I was able to talk to the same agent on all 3 calls. On the 2nd call they said their underwriters would do the policy. On the 3rd call they said no. All because I could not give an accurate answer on smoke alarm or space heater. So, I had a DP1 "tenant" protection class C quote from another agent through Scottsdale. They were insuring my cost to buy the home which would be around $40,000 knowing I would not rebuild if a total loss, and everyone knew $40,000 would not rebuild any way. The premium was only $39 a month, almost hard to believe. I later went back and inquired more about this policy and the phone person-agent who gave me the quote got a little huffy puffy because I was questioning the quote. She again said it covered vandalism and fire. So, I go to another independent agent and say I heard Scottsdale might have a policy for my situation. They worked with several other companies. After the agent took all my info and talked to the staff today he called and said he could not insure it as there were too many unknowns. I told him what I had heard that an occupant, whether a rent paying tenant, or a non rent paying relative, or me offering free housing for the homeless, whatever, an occupant of any kind would be a "tenant" policy. As I was thinking about it, will my occupant be more likely to damage the place than a paying tenant that has to be evicted? It seems to me, not much more likely. Any occupant who is not the owner could have to be evicted and could do vandalism. So, I went to an adjacent town and went to the same agency that had quoted me the $40,000 policy through Scottsdale. Not the same agent but the same agency just a different location. I went in there saying I heard Scottsdale might be the company to help me. I knew this because of the previous quote through Scottsdale. This agent said he was not comfortable writing the policy. He said he wanted to write it as a vacant, despite there being an occupant. I think he said it was because the occupant did not have a lease with me, so he suggested a flat policy and labelled as vacant. I asked well, if there is claim for damage caused by the occupant, will a vacant policy pay the claim? I got a shaky answer. Then I said, what is Scottsdales definition of a "tenant"? He did not know. They I s my state does have FAIR plan

i receive free wifi signals in one room of my house. i want 2 get dem in all the house. which device to buy?

buy one window get one free,what if your house is back to back?

Real Estate Advertising help to Sell Condo and Buy House in Mississauga? Hi, Like to advertise the sale of my Condo. Can someone suggest good (if possible free OR cheap) websites to enlist it on? I'm trying to avoid selling the house by a Real Estate Agent (saves commission). However might get one if necessary. Also need to buy a new House. So can someone suggest good websites where I can get info on houses for Sale (looking for mainly in Oakville, Mississauga area or close to it's borders)?

How to get a free house/condo? I am a disable man who lives on SSI, I want to get a house one day, but my wife and I only bring in $1500 a month. Does anyone know any programs for people with disabilty to obtain housing or to buy a house.

im disabled and need help with how to buy a house and where to get free grant money? i am disabled and was told that someone out there can help show you how to buy a house and have it all furnished is this true? I need help I also heard about grants that help people who are disabled and to get out of debt please can some one answer my questions thank you

wanting to buy a house to flip? im looking into buy a house to flip but not sure on how to go about it,i've read so many books and articles & ive been online reading and looking,many show that i need a broker License for real estate.others don't even talk about that.also i went to the court house and got a list of house but all for auction.to do that i need to register to buy house's. is there a free site i can go to to find house's that are for sale on foreclosures,one that i don't have to pay to become a member?is it really easy just to have the money your self and buy and resale?i know there's a lot to do so.but do i really have to go threw all this member ship stuff?auctions?whats the best way to find cheap house's?

Can you tell me why ive had this violation? Some one asked I saw a sign the other day that said to buy free house. I answered with ooh ill buy it with my chocolate money I dont get why thats a violation, the question was obviously a joke. What do you all think?

Any one interested in getting two bunnies with a house for free ? I have one male and one female bunny that I bought when they were babies, they are both fixed. I recently got pregnant and wont have time to take care of them. If you are interestred and live in the Los Angeles area, I can bring them to you. All I ask is that they always stay together since they are so attached to one another.

Would you rather have one million dollars or a job that pays 100G a yr? on the one hand, if you are given one million dollars, after tax free and clear, you can use it to invest, buy a house, open a business etc. etc. on the other hand, if you accept the job, you work 8 hrs a day like normal 9-Fivers and get paid bi-monthly.

Is there a good website I can use to find out about a foreclosed house for free? My fiance and I are thinking about buying a foreclosed house. On some websites we've been to, you can only aquire ALL of the information about the house if you sign up for a free trial. However, you need a credit card to do so. We don't have one. Do you know of a website where I can get all of the information for free, without having to enter credit card info?

i want to buy a house at £84000 how much deposit do i need? hi i want to buy a house at £84000 but need a deposit at ten per cent also i get free legal fees off the seller could any one explain this to me wat does it mean? many thanks.

If I sell my house, but don't buy another one, what will be the tax ramifications? I don't wanna buy another home, I just want to rent for a few years....what will the tax ramifications be? I want to rent because I've been a homeowner for 14 yrs., had to get a home equity loan and spend it all on repairs. I have made a lot of financial mistakes, I can't afford my mortgage payment anymore and just want to get out and rent a small, hassle free place. I'm sick of the property tax hikes raising my payments also. I don't care if people think I'm just throwing my money away by renting. I have owned my home for 14 yrs and have nothing to show for it either. I have no equity after all the repairs. Just wanna know the tax ramifications if I sell my home and don't buy another one.....ever!!

Would you let your parents buy you a house? My mother came into some money recently. She paid off all her debt including her mortage. She knows my wife and I are sturggling with our own debt. She wants to buy us a house. She will keep it in her name while we pay off our debt, student loans, credit cards etc. When our credit score is better or she passes which ever happens first we will get the house. She says she is giving me my inheritance now. We would pay taxes and up keep but there would be no mortage or rent on the home. I have mixed emotions. On the one hand I am thrilled and the house she is looking at is prefect. On the other I have not lived at home or taken help from them since 17, well no more then a little help here and there but for the most part on my own. Also I feel like if she gave us the money we would be debt free and could buy a house in like 5 years because we would have our credit score up. I guess she feels that we made the debt we have to get out of the debt. She is keeping the house in her name so no one puts a lean on the house Would you except it She is already reitired and like I said has paid off all her debts at this point and still has a chunk of money left

In order to improve my credit to buy a house? Would it be good to rent a place for six months to a year to show good payment history? Or should I stay living with my mother to ensure I have the least amount of bills as possible to pay and I can make sure they will be on time even if I have a financial emergency? On the one hand, I think good renting history will be taking an active step to improve my credit, on the other staying at my moms rent free would keep me safe against something bad potentially happening. I have a VA loan, so the down payment isnt a big worry for me, but I want the best interest rate I can get. Now is the time to buy, they say, so I might as well take advantage of that VA loan while the gettings good, right? So over the next year, what should I do? I have no credit cards except for my government travel card which is always paid off by the military. I only have a car loan. My credits not so great right now because I made some mistakes when I was 18ish, but its not so bad either, I've been pretty good in the past few years.

Am I required by law to buy House insurance? what does it cost per month? Isn't house insurance only about $100 per month? What is covered? (like city crazy arsonist guy? TVs and computers? or just the structure? just curious!) What does house insurance do? I've heard horror stories from Hurricane Katrina that the victims were homeless the house not rebuilt, etc etc. Am I required to buy this house ins? Hopefully, flood should not be a concern (high ground, on a hill?) but maybe tornadoes or high winds and storms? sometimes. I live in Michigan! Am I required by law to have this house insur? Does it cost less to have house insurance in the city? Or more? We are trying to decide between rural living (where we grew up, familiar favorite hometowns) and city life (we could potentially get free college tuition for our child.). but... we love forests chickens and stuff. (can't have that in the city.) Also, in the city we could ride the bus and not have the expense of a car. We are poor, but we kinda want a car. We could visit Lake Michigan or go camping up north. Maybe the car thing is irrelevant, but I know in the city we would not buy one. and just hope that Grandpa takes us camping or something. PS. The crazy city arsonist is only hitting the Appartment buildings here. but just in theory, any crazy arsonist f(NOT ME!) could target my house....

How is America a free country if I need Burglar Bars, Guns, Alarms, Floodlights, Cameras, and a Locked Gate? I live in a ghetto in Los Angeles. I HAVE to live in Los Angeles. I am Gay, and my life's desire is to be an Elementary School Teacher (I teach fifth grade for the Los Angeles Unified School District.) There are only TWO School Districts in the ENTIRE UNITED STATES where Openly Gay People can have WRITTEN CONTRACTUAL tenure protection, and can't be fired for being Gay. It is in our contract. Only Los Angeles and San Francisco have such contracts for their teachers. Anywhere else in America, it is dependent on how the Superintendent of Schools for that district feels that day. He may be gay tolerant one day. The next day, who knows. My father died in 2005. He left me a few hundred thousand. I decided I didn't want to pay a mortgage or rent anymore. Property values in Los Angeles are REALLY HIGH. So are RENTS. I wanted to buy a house free and clear. The only house I could buy was a 789 square foot house in a ghetto, (Echo Park, Los Angeles). I keep a Smith & Wesson Model 10 .38 Special under my pillow. I keep a 20 gauge shotgun loaded with #3 Buckshot in the closet. I keep a 9mm Makarov wrapped in a towel under the seat of my car. When I go out after dark, I normally keep a Browing .25 Auto in my sport coat pocket. My house has cinder block walls I installed, and a locked chain link fence I had put in. I put in burglar bars, motion activated floodlights, an alarm, a front and back yard camera. I got a German Shepherd from the pound. After dark, I drive in, and drive out. And I watch my back getting in and out of the car when it is dark. I have one hand on my gun. You will not see me even walking around my block after dark. I got hungry, for example at 9 tonight. I drove all the way into Glendale, to go to a restaurant. How is America a free country, if a person with a Master's Degree from UCLA has to do all that? Appeal Let me guess...you had a reading disability in school, right? Jean When you are old enough to get a job, you will THEN understand what a contract is.

Which gun should I use as my large house pistol? I live in a really bad neighborhood. I made probably a bad choice. I inherited money from my father when he died, and I used it to buy a house, free and clear. Unfortunately, the amount of money I had only permitted me to buy a small (780 sq ft) house in a bad neighborhood in Los Angeles (Echo Park) and after living here a while, I quickly wised up to how bad it was. You can hear gunshots several times a week. I have a long back yard (the house dates back to when people kept vegetable gardens) and in the very back is a tiny garage/shed for a Model T Ford that won't fit a modern car. It is falling into the ground, and the locals love to investigate it or hang out on my property and smoke and drink there. You always see the police helicopter in the vicinity. To cope with this I made some home improvements: the wall and fence were already there, but now my gate always has a big master lock on it, I have motion sensing floodlights, burglar bars and doors, a large German Shepherd from the pound (unfortunately the dog is a coward and only good for show) and recently, a $400 motion activated camera to find out who is snooping in my back yard. I have given up the idea of using my 20 gauge shotgun for home protection. I am a small man, (five foot four, 118 pounds) and I think something with a long barrel would only be taken away from me. Now, whenever I leave the house after dark to throw out trash, or get something out of my car or whatnot, I slip a small pocket pistol into my jeans. Usually a .25 auto. I don't want anyone to know I am carrying, and a large pistol just makes my pants start fall down. But obvously, I have to have a bigger gun than that if someone breaks in. I currently sleep with a loaded Spanish Star Super Model B in .38 Super under my pillow (basically a 1911 clone), with an extra clip. I keep it loaded with +P 130 grain hollowpoints. The gun is c o c k e d with the safety on. My significant other and I have begun to sleep together in the same bed (it's getting cold) and my other has expressed great anxiety over sleeping with a c o c k e d and loading pistol in the bed. I have a bunch of guns I bought cheap when the Los Angeles Police shut down all the pawn and guns shops in Los Angeles (only one remains in the city limits). Which of these guns, if given a choice, would you think would be the safest to put under your pillow with a round in the chamber: 1) Walther P5 9mm 2) Smith & Wesson Model 39 9mm 3) Smith & Wesson Model 10 Military and Police .38 Special 4) Colt Trooper Mark III .357 Magnum 5) Polish VIS-35 Radom 9mm 6) Walther P1 (Alloy Frame P38 used by postwar Bundswehr). 7) Bugarian Makarov 9 x 18mm. I hesitate to use either of the revolvers. They both reload very slowly, empty very quickly, and the .357 I think would be both deafening and blinding to me inside a house. Right now I am leaning towards the Walther P5 because it was specifically designed to NOT have a safety you need to remove, and it is designed to be safe with a round in the chamber. The only reason I wouldn't use the P5 is that it only has a short three inch barrel, one inch of which is chamber. The only good 9mm's I have are my brother's L.A. County Sheriff's 147 grain hollow points, and I wonder if a basically 2" barrel will have enough velocity to open up the hollow points. In any event, my room mate has stated a total unwillingness to sleep with me in a bed that has a c o c k e d and loaded pistol, even with the safety on. Which gun would you pick? Josh You are aware that burglar bars are simply pieces of metal screwed into wood right? And in my case, screwed into wood that dates back to 1918. You can tear burglar bars right off with a short piece of 2" x 4" or any strong stick. I have already come home once to find my bars bent and my house broken into. I once shared an apartment with four other guys, and I had poor security. I once woke up to a huge guy pinning my arms to the bed and making suggestions about forcible romance. At the time, my .32 Colt Detective Special that my father gave me when he threw me out was in my nightstand and out of reach. I decided then and there I would always sleep with a loaded gun in the bed with me. He is not afraid of a gun in the bed. He is afraid of a C O C K E D and loaded gun in the bed. Josh As I said, I have burglar doors, so I don't know why my doors would be the vulnerable part. Burglar doors are a second door, like window bars that fit in front of the door like a screen door. When they broke into my house, they tore the bars off with a two foot length of 2" x 4" they left in the grass.

Self Defense and Dogs: Why did my dog do this? And is there a better way to protect my house? What the heck happened to my dog? My Dad died. He left me some money. I decided I would never, never rent again. I bought a house free and clear. The only house I could afford was a tiny (780 Square Foot) house in the Ghetto (Echo Park, Near Downtown, Los Angeles). Buy in haste, repent in leisure. I didn't realize what a lousy gang neighborhood this was. So I put in a gate which is always locked with a large Master lock, wrought iron burglar bars on the windows, wrought iron burglar doors, motion activated floodlights, an alarm, small day/night cameras in the front and back yards, a .38 Super Automatic under my pillow loaded with high velocity hollow point bullets, and old High Standard 20 gauge pump action shotgun loaded with #3 buckshot in the closet. I was gay bashed once, and put in the Hospital. I have decided I will never be a victim again. And I got a dog from the pound. I know nothing about dogs. I never had a dog. I heard German Shepherds were supposed to be good. Police use them, right? Wrong. The pound saw a sucker and they unloaded a lemon on me. Instead of a German Shepherd, they played on my ignorance, and unloaded a "Shiloh Shepherd," on me. A normal German Shepherd is 85 pounds. This thing is 115 pounds, gigantic, with BIG FLUFFY hair. And ALL the good natural instincts of the German Shepherd completely bred out of the dog. I am a five foot four inch man who weighs 109 pounds. The damn dog weighs more than I do. And the dog is worthless. He is a TOTAL coward. He doesn't want to stay outside and protect me. He wants to sleep inside with me. He cowers when he hears the police helicopter, or sirens, or thunder, or fireworks, or backfires, or trucks. He is a coward and a wimp. I go on long walks or runs almost every evening. He whimpers when other dogs go by and retreats. When he sees strangers he HIDES BEHIND ME (and I could be the Mayor of Munchkinland). It's pathetic. The dog is a big wuss. He eats and eats and poops elephant sized poops but he doesn't earn his keep. He is worthless for protection. So anyway, I have been without a person for a long time. I finally get one. The person is leaving for the night, and the person holds me tight and gives me a kiss. Suddenly my worthless dog suddenly decides to protect me from my person. He goes BERSERK. He barks like the Hound of Hell and goes totally bat@#$% on my person. He doesn't bite him, but he knocks the person down (and the person is six foot two, and works out) and totally suprised the person. Then he puts his fangs right next to the person's face and barks like he has gone insane. The neighbors come out of their houses to see what the problem is. The sound of my dog barking is echoing off the cinder block walls of the factory across the street and coming back like the sound of a hammer. I am scared. I finally grab the collar and drag my insane dog back in the house so my person can escape. My person just kissed me, that's it. . And my dog suddenly went insane. What was THAT all about? I don't get it! New England Babe: A dog can be Jealous of a HUMAN BEING???

Hey guys i need your help! I'm looking to buy a house in essex, ilford, uk.& I'm looking for a hot house.? Which facing house is best? I have selected 2 houses from which i am gonna buy one. 1. which gets morning sunshine in the garden till afternoon and little sun in the front side of the house nearly around @ 4 o clock. 2.The other house is never gets sun in front side of the house & it's always in the shadow. Only will get sun in the back side of the house. Oh god! we are so confused we want a warm damp free house. thanks guy's looking forward to your answer's.bye

How does one get financing to buy a fire-damaged house to fix up and live in? Somebody is seeking my help in doing this. He liked the location of a house that was put up for sale, but before he could look at it, it caught fire. It was not a total loss, but the insurance company is purportedly going to pay a claim in the amount of around $100K. The asking price was $225K and now the seller wants $120K for it in damaged condition and in need of $100K in repairs. The buyer works in the building trades (commercial, not residential). He believes that if he was given free reign, he could do some of the grunt work himself and use some qualified friends to do the skilled work, and save some money this way. So my questions are really multiple: Would a bank lend to an individual who is not a contractor for a project like this? How much autonomy would the lender give him in fixing it up? Is the asking price too much? Assuming the deal went through, the seller would be getting close to the original asking price once the insurance money gets factored in. Basically I want to know if this whole idea is crazy or not. If he can't do it, I'd just as soon let the seller be free to look into other options and not waste any of the seller's time if it isn't going to work.

Help with energy upgrade? Am I the only one stuck in the middle? I am not asking for free money. I just can't find ANY help or ANY assistance. Make less than 30K/yr, W F 26, 4 yr college education. Just bought house 2 yrs ago less than 100K. I could afford the payments on my fixed 30yr loan. I cannot afford to heat my house this winter and air conditioning uses every last cent of savings this summer with $4 gas. I really need to stop using 3.00/gallon propane to heat, cook, and heat water. Looks like I need about 10K to make the switch to electric. I can get a loan but I have nothing in my budget to make that new loan payment. my options? Not to heat the house and hope the pipes don't freeze or take the loan and not make any payments? I can't sell my truck that wouldn't come close to 10K and I have to get to work - no public transport avail. What is a girl supposed to do? Strip/Hook? Oh but I'm not that kind so don't offer those dirty solutions. But seriously, does any one have any suggestions? I have done my research - I have to upgrade to 200 amp service, new electric hot water heater, and heat pump to cover heating and cooling. If I kept the propane we are talking $950/yr just for the hotwater heater $200/yr for stove and about $800 for 3 months heat. This does not count the charge to bring the propane out every other month. I would live without the stove. Like I said, I need help with the funding part! Also those pipes will freeze here in MO! I was just trying to being cute! Just so you know AmerenUE cut all assistance 2 yrs ago for upgrade assistance.

Can my ex-husband who lives in another state buy a house fraudently with my ss# jointly or just in my name? I was trying to get my free credit report on line but said I have a mortgage on my report. My ex husband and i divorced in dec 2000 a mortgage was opened in 2001.The same year he was bragging to me on the phone about buying a new double wide mobile home. I rent ,always have rented and never applied to buy a home. On another credit report was my ex's addr in Kentucky (I have lived in ohio all my life) but all the credit on that one is mine. How could he have done this without my ss card? Could he have had a girlfriend pose as me? Please help i hate this sleazeball and hope he did do this so he can go to prison!

Do children need a big backyard and house? My husband and I are in our mid 20's. We planned to have children once we were debt free (our house was paid off). We are finally paying off our house in a few months, but my mother-in-law is now saying she thinks our house might not be big enough for children. She thinks it might be a good idea to sell our house and buy a bigger one when we have more than one child. Our house is 3 bedrooms, 2.5 baths and is 1,650 square feet. Our backyard is fairly small, it is pretty much a very large patio. We plan on making it all cement since it is too small for grass. We are planning on having two children, possibly three at the most. I live in California and now that house prices have gone sky high, I really don't we could afford to buy another house now. Plus, we really don't want to get another house loan since we will be 100% debt free. Do you think our house and yard are too small for 2 or 3 children?

if i was forced to sell my house due to divorce can i get some one else to buy her half ? it looks like im heading towards divorce i have 3 children and, my mum inlaw lives in annex attached . i do not want to move and i have a potential buyer who may be able to buy her half signing the house over to the pair of us leaving me free to live in the annex , i know there would be a lot of paper work , but can this be done or does the house HAVE to be sold and the revenue split . uk answers only please ,

Would it be smart to buy a professional house designing software for fun? I am really into designing and all that and sims 3 just isn't the tool for me. Would it be smart to buy a software online (or maybe get one free) just to mess around with. I feel like i would be looked at as odd for doing this. (i'm not even that good at it yet).

Am I the only one left that wants this to happen? Everyone one else seems to be the opposite from what I think? Am I the only one who wants to get married and have kids. I want to know love, and get married not stay single and stay free. Then I want to buy a house out in the country to raise a big family. I want lots of little kids running around the house. I want to be called mommy and be called honey. I want one of my babies in the bed with me and daddy when they have a nightmare. I want to read my kids bed time stories. I want to have the kids and dogs in the bed during a thunderstorm. I want to be the best mommy and wife possible. Am I weird to want this, or is everyone else just obsessed with sex, affairs, single flings, and having fun? Patrick won. You melted my heart thank you. Your so sweet.

Why are we so nice to illegals? If you cross the North Korean border illegally you get 12 years hard labor. If you cross the Iranian border illegally you are detained indefinitely. If you cross the Afghan border illegally, you get shot. If you cross the Saudi Arabian border illegally you will be jailed. If you cross the Chinese border illegally you may never be heard from again. If you cross the Venezuelan border illegally you will be branded a spy and your fate will be sealed. If you cross the Mexican borders illegally you will be jailed for two years. If you cross the Cuban border illegally you will be thrown into political prison to rot. If you cross the United States border illegally you get: - A job - A driver's license - Welfare - Food stamps - Credit cards - Subsidized rent or a loan to buy a house - Free education - Free health care - A lobbyist in Washington - Billions of dollars in public documents printed in your language - Millions of servicemen and women who are willing to - and do - die for your right to the ways and means of our constitution - And the right to carry the flag of your country, the one you walked out on while you call America racist and protest that you don't get enough respect. Im sure you know what my question is.

Buy one, get one free HOMES! It's on Yahoo! front page!? http://biz.yahoo.com/rb/080603/usa_housing_sale.html?.v=4&.pf=real-estate I've read the article and here is my question - it involves the one offer received on the homes: The person wanted the $1.6 millon home, but didn't want the $400,000 row home. Why wouldn't you just take the home and re-sell it for $350,000 (since the housing market is bad anyway, take off $50 grand - you're still netting $350,000 which would bring the mortgage down to $1.25 million)? I forgot about the taxes, but how high can taxes be in San Diego?

We have a free standing gas fire, it was in when we bought the house, we stopped using it a few months ago ? because when it was winding, the backing that is usually taped round came loose. We want to get a fire that goes into the wall but have no idea how much it will cost to have one fitted. Any ideas?

Should everybody in the world start crossing the border from Mexico into the USA? if you cross the North Korean border illegally you get 12 years hard labor. If you cross the Iranian border illegally you are detained indefinitely. If you cross the Afghan border illegally, you get shot. If you cross the Saudi Arabian border illegally you will be jailed. If you cross the Chinese border illegally you may never be heard from again. If you cross the Venezuelan border illegally you will be branded a spy and your fate will be sealed. If you cross the Mexican borders illegally you will jailed for two years. If you cross the Cuban border illegally you will be thrown into political prison to rot. If you cross the United States border illegally you get: 1 - A job 2 - A driver's license 3 - A Social Security card 4 - Welfare 5 - Food stamps 6 - Credit cards 7 - Subsidized rent or a loan to buy a house 8 - Free education 9 - Free health care 10 - A lobbyist in Washington 11 - Billions of dollars in public documents printed in your language 12 - Millions of servicemen and women who are willing to - and do - die for your right to the ways and means of our constitution 13 - And the right to carry the flag of your country - the one you walked out on - while you call America racist and protest that you don't get enough respect.

How can I get a debtor to remove a settled debt off credit report? I filed my taxes today and included a 1099c form for a credit card debt of $10,107. Now that this debt is paid, how can I get the credit card company to remove this from my credit report so my credit score can go up. All of my bills are paid on time and I only have one debt left that is a positive on my report. My goal is to be debt free and buy a house this year.

What part of illegal do illegal immigrants, liberals, judge bolton and obama not understand? Its ILLEGAL immigrants. Not undocumented. ILLEGAL! KEEP IT GOING over and over until our tax paid congressman, senators, and President listens!!! Americans are tired and broke. If you cross the North Korean border illegally you get 12 years hard labor. If you cross the Iranian border illegally you are detained indefinitely. If you cross the Afghan border illegally, you get shot. If you cross the Saudi Arabian border illegally you will be jailed. If you cross the Chinese border illegally you may never be heard from again. If you cross the Venezuelan border illegally you will be branded a spy and your fate will be sealed. If you cross the Mexican borders illegally you will jailed for two years. If you cross the Cuban border illegally you will be thrown into political prison to rot. If you cross the United States border illegally you get: 1 - A job 2 - A driver's license 3 - A Social Security card 4 - Welfare 5 - Food stamps 6 - Credit cards and bank accounts from most american banks 7 - Subsidized rent or a loan to buy a house 8 - Free education 9 - Free health care 10 - A lobbyist in Washington 11 - Billions of dollars in public documents printed in your language 12 - Millions of servicemen and women who are willing to - and do - die for your right to the ways and means of our constitution 13 - And the right to carry the flag of your country - the one you walked out on - while you call America racist and protest that you don't get enough respect.

Where to Find One Hundred Great Essays 3rd Edition For Free? I am in AP English and I have a summer assignment that requires me to read the essays out of the book "One Hundred Great Essays 3rd Edition" by Robert Diyanni. They do not sell the book within 500 miles of my house and I can't use a credit card online to buy it. So that leaves me with my last option of getting it free online. If anyone knows where to get the book, it would be greatly appreciated.

Can I legally get a free house by doing what banks do to borrowers? I know a few people that have been screwed by fine print in the mound of papers that are signed when they bought their house. I was wondering if we could fight back.... My plan goes like this: First I'll ask for a copy of the papers that I am going to sign so that I may read them. Then I will take a page that has the terms like monthly payment, principle balance, or interest and change one of the terms, I was thinking of adding something like "after 3 months of on time payments, the loan balance will be reduced to $0 and all interest paid by borrower will be returned in full within 72 hours or a late fee of $100,000 will be imposed. Also all other terms of this contract will be considered null and void." So when I'm signing the papers I'll distract the loan officer and put it in and get it signed by him. I would like to know if this can be pulled off without going to jail. It would be hard for them to claim that it was fraud because they don't give most people enough time to read the papers before signing and that isn't considered fraud. But he who has the money has the power. I have never bought a house before so I would some tips that might help me understand how the signing goes and ways to slip the altered document in and get it signed.

My step-grandma is living in my familys house for free while we are stuck in a 3 bedroom apartment with 5 kids Okay first im only 13 but this has really been bugging me..... My step-grandma and her husband lost their house and we were trying to sell ours so we could save up and get a bigger one, so we took our house off the market and let them move in. Now while their staying in our house paying only utilitys we are stuck in a 3 bedroom apartment with 5 kids 2 adults and 4 dogs paying for them to live in our house. Now my dad spoke to a morgage person and they told us how much of a house we can afford but we cant get one untill we sell our other house. The thing is my step-grandparents dont want to but the house untill their ready, which could be never so were stuck here and my step mom doesnt want to say anything to her parents about buying the house is there anything i can do?

Why are the Feds asleep at wheel regarding immigration? If you cross the North Korean border illegally you get 12 years hardlabor. If you cross the Iranian border illegally you are detained indefinitely. If you cross the Afghan border illegally, you get shot. If you cross the Saudi Arabian border illegally you will be jailed. If you cross the Chinese border illegally you may never be heard from again. If you cross the Venezuelan border illegally you will be branded a spy and your fate will be sealed. If you cross the Mexican borders illegally you will jailed for two years. If you cross the Cuban border illegally you will be thrown into political prison to rot. BUT: If you cross the United States border illegally you can EXPECT TO get: 1 - A job 2 - A driver's license 3 - A Social Security card 4 - Welfare 5 - Food stamps 6 - Credit cards 7 - Subsidized rent or a loan to buy a house 8 - Free education 9 - Free health care 10 - A lobbyist in Washington 11 - Billions of dollars in public documents printed in your language 12 - Millions of servicemen and women who are willing to - and do - die for your right to the ways and means of our constitution 13 - And the right to carry the flag of your country - the one you walked out on - while you call America racist and protest that you don't get enough respect.

I have two houses -- one paid for -- the other not.? I bought my house, four years ago, with a 30-yr mortgage at 5.84%. Last year, my mom passed away, and now I also have her house--which is free and clear. Mine was a "fixer upper" and needs some cosmetic work, etc. (The bathroom is brand new -- the kitchen was going to be next. I have also added a sun porch.) That was going to be my "fun" project. Hers needs no fixing. I've got to sell one or both -- ideas on which one will be the best bet. I can't put both of them on the market at once -- I don't have the nerves for it. I've contacted the mortgage company for a "pay off" amount, but I don't have any idea of what to expect. Ideas??? Thoughts??? I do NOT want to rent either of them out. No nerves there, either. I will be 60 this year. Interesting answers --- I almost feel guilty having 2 houses and some people have none. But, then, I feel overwhelmed, because of the housing market. I don't want to "give" them away. Aaaagggggghhhh! The "improvements" would go faster, if I stay in her house, and let the workmen "work', but then again, I'm wary of spending money, that I might not get back. Decisions!!!!! Aaaaggggghhh!

Does any one know exactly how down payment assistance works in the U.S? i live in Arizona. Do you have to pay back this money? are you only allowed to buy certain houses if you get down payment assistance? how do you qualify for this? can it help with a down payment on a forclosed home? i no this is alot of questions, but i dont know alot about it and have been researching it but was hoping someone could actually explain things to me. and ps. i do have some money saved up but i would like to keep it saved for just in case reasons after i buy a house and if theres free money out there i would really like to get my hands on some. any information would be much appreciated..

If you could afford to buy a house with cash? Do that or take a mortgage and invest the rest? Mortgages are relatively cheap right now: less than 4.5% for a 15 year or 5% for a 30 year. Historically the stock market is supposed to return 12% over the long term, which is a lot more than the mortgage cost. On the other hand, if you buy a house outright you get to live rent free from day one. Either way you get the appreciation on the house. So is it better to buy the house with cash or take out a mortgage and put your leftover money in the stock market?

should I buy this house? Please read.? the house is 92.5 thousand. I'm 25, in school, I have a good job and save about 400 a month in addition to paying rent. The payment on this house, along with taxes and insurance, would be about 200 more than I pay for rent. But the house has 3 bedrooms, so I would actually earn about 300 a month after the payment from renting out the other two rooms. It's in fair to low condition because it's old. But it is in a super great area. My plan is to buy it, and fix it up (it has a lot of potential for this, haha!). I'm going to stay in Reno for a few years most likely. I have not made any friends in this city, really. Well, a few, but not really that many at all - like two, and it's been about 3 years. I think of it as I'm here just to get a degree and work and prepare for a future - this is not much of a place to have fun at. So I mean, should I do it? I sincerely believe I could fix this house up quite a bit, that the housing market will get a little bit worse, but hopefully not too much - meanwhile I'm getting free rent and paying the house off - and hopefully when I finish school the value of the house will have increased - and I can always just continue to rent it out, I think, even though the property management companies demand a lot, I think I could still earn an income from renting it out, and would be happy to return once a year or so to fix the place up. When I start at the university as opposed to the JC I will have to pay more. I am planning on working in my free time that I have at my job on things for myself though, so I can earn extra money. I have a lot of downtime at my job and I'm going to build some websites and earn an annual income off of one of at least a few hundred dollars. Buying the house would actually save me money on rent though, making things easier. I've already been preapproved for a loan with my parents cosigning.

What is the best way to sell our house to some friends that filed bankruptcy a few months ago? Unfortunately, we currently own two houses. Fortunately, we are able to let good friends live in one rent-free while they get back on their feet. They really want to eventually buy the house, and we are confident they'll be financially stable enough to do it in a year or two. However, I'm beginning to get nervous having to cover payments, repairs, etc. ourselves. What kind of arrangement would legally work out best for all involved?

If you cross the United States border illegally you get? If you cross the North Korean border illegally you get 12 years hard labor. If you cross the Iranian border illegally you are detained indefinitely. If you cross the Afghan border illegally, you get shot. If you cross the Saudi Arabian border illegally you will be jailed. If you cross the Chinese border illegally you may never be heard from again. If you cross the Venezuelan border illegally you will be branded a spy and your fate will be sealed. If you cross the Mexican borders illegally you will jailed for two years. If you cross the Cuban border illegally you will be thrown into political prison to rot. If you cross the United States border illegally you get: 1 - A job 2 - A driver's license 3 - A Social Security card 4 - Welfare 5 - Food stamps 6 - Credit cards 7 - Subsidized rent or a loan to buy a house 8 - Free education 9 - Free health care 10 - A lobbyist in Washington 11 - Billions of dollars in public documents printed in your language 12 - Millions of servicemen and women who are willing to - and do - die for your right to the ways and means of our @#$%----ution 13 - And the right to carry the flag of your country - the one you walked out on - while you call America racist and protest that you don't get enough respect.

where can i get a free ferret? my mom said i could have one if i get it for free and she buy the house and everythin does anyone knows where i could get one or get one for a low price thanks

website? where u buy just one thing or actual subscription and actually get free electronic like laptop?honest tell me ur experience!!!!my friend did this one offer and his offer was approved for an XBOX 360 but he did that one week before moving from his house so he never knew if he got it. ive wanted to simply find a website were theres a laptop give away but that there no scam. or one of thos places where u join netflix and get ur free laptop. i need to find a way to do this please. im not trying to get everything for free im just trying to find a website thats not a scam, please give me your life experience when tried to get ur free laptop or gaming console did u actually get it?

Why do they pressure me into buying a house? Single mom with 697,691,696, credit scores and trying to pay off a credit card and a computer. I rent a comfortable condo in a quiet area close to work and family im 34yrs old. My stepdad is telling me to buy a house before i get too old. I want to rid myself of some of debts i have.I have a 10 yr old ,who ex hubby dont pay child support. I know I qualify for a home but my thinking is if somthin drastic happened to me who would make the mortgage? My mother had a home for 8 yrs and then she got Lung cancer and could not work she did get disability but my stepdad had to pay most of the bills. I have no man in my life and if I did I wouldnt depend on him to take care of all my bills. I just want to be free of un necessary debt although one day I will like to be a homeowner just dont want to jump into it. My rent is 600 month, I pay all utilities, car paid for, although it has 150,000 miles on it and people tell me I can have a mortgage at that price? just not ready or am I just scared?

if we have got sky broadband and one router in our house can we add another one free of charge? ofcource we would need to buy another router

Should a debt-free 23 year old college graduate purchase a house? I'm 23 years old and in about 5 weeks I'll be graduating college with a B.S. degree. For the best 5 years I've been working at the same place and am currently making roughly 50k/year. With this job I've been able to keep myself completely debt-free. However due to rent and schooling specifically I haven't been able to obtain any sort of significant savings. A few people in my life are strongly suggesting that I purchase a house due to the current housing market is great for buyers. After I graduate I'll be looking for a place in the suburbs of the Minneapolis/St Paul area, which is supposed to be one of the better places for buying in the country (or so I've heard). Like I said I have no real money saved up for a down payment so I would have to get a mortgage of the entire purchase amount. I'm extremely nervous about putting on this much debt. I've enjoyed living without it - especially seeing many people around me being crushed by debt. If I were to buy a house it wouldn't be anything over $150k. I currently pay $810/month for my current apartment so I have been able to manage this amount of payments for a while now - although I haven't had to cover any hidden costs of course. Any advice would be greatly appreciated.

Does anyone agree with this immigration thing? If you cross the North Korean border illegally you get 12 years hard labor. If you cross the Iranian border illegally you are detained indefinitely. If you cross the Afghan border illegally, you get shot. If you cross the Saudi Arabian border illegally you will be jailed. If you cross the Chinese border illegally you may never be heard from again. If you cross the Venezuelan border illegally you will be branded a spy and your fate will be sealed. If you cross the Mexican borders illegally you will jailed for two years. If you cross the Cuban border illegally you will be thrown into political prison to rot. If you cross the United States border illegally you get: 1 - A job 2 - A driver's license 3 - A Social Security card 4 - Welfare 5 - Food stamps 6 - Credit cards 7 - Subsidized rent or a loan to buy a house 8 - Free education 9 - Free health care 10 - A lobbyist in Washington 11 - Billions of dollars in public documents printed in your language 12 - Millions of servicemen and women who are willing to - and do - die for your right to the ways and means of our @#$%----ution 13 - And the right to carry the flag of your country - the one you walked out on - while you call America racist and protest that you don't get enough respect. IF YOU AGREE, COPY AND RE-POST THIS go by the law or get out of my country

Is it Fraud to buy a house with no intention of closing? Tell the seller you want to: Buy his house for a rental property. Do a cash closing quickly but you want the Standard 45 day Inspection Period. Get renters in the house as soon as possible to start getting income. Show it to renters or possibly buyers. When you fill out the contract include those Items and be sure the contract is assignable. By the nature of a contract, it is assignable unless otherwise specified. With the contract at the Title Company you are free to market the property without a Relator's License. List it for sale and when you find an investor, assign the contract and collect your profit. Easy and Risk Free. Question: What happens if I can’t sell the house before the 45 days is up? You just start giving excuses as to why you don’t want to buy the house anymore. This excuse can be anything from financial strain to noticing new things or most of the time you don’t need an excuse at all. As far as the seller knows, you just changed your mind. You never go to closing. Question: Why would a seller allow me to do this? The seller believes you are buying his house. He is just waiting on the closing date. There should be no reason why the seller should suspect anything is wrong, and don’t give one. After you cancel the contract, you will have no further contact with the seller. Your contract was legal and you had right to cancel for any reason.

where can i find government grants for free? each time i look at the offer to get one it says i haft to pay for the list or books. is there anyone that knows a web site that offers a grant program for free to low income people to buy a house and go to school? help me find this and it will be greatly thanked and just want to say it now Happy Holidays every one

I have really big problems with my house need ur help? Hi:my problem is mold@fungi in my basement.my ins.will not cover it.becouse it is visable and i waited too long.we thought it happened from a broken pipe.But it wasn't.my basement is partially finish off.I started removing everything out. Walls and All. And found that my foundation is cracked in 2 places.called ins.again and they denide me again.becouse it is water coming in from outside(seepage)I am financially strapped.And not sure what to do. I bought the house only 2yrs.ago.And i don't wan't to lose my house too this.I'm lost and broke.I even went to the ins. commission and they can't help me neither could are attorney.Is there anything out there that can help like gov.grants or free service for peaple in need.like mine.I been trying to clean up as much as i can but i think i am over my head with this one.I'm starting to get sick from from doing the clean up at least i think i am.or its the bug or flu.Finacially strapped.Bristol Ct. THANK YOU sincerly John.

When will I be ready to buy a house? I want to buy a house as soon as possible. It is my number one goal and it is constantly on my mind. Let me give you a little background. I'm a 20 year old male. I work full time and make around 17,000-20,000 a year. I work full time. I do not have a car payment and I do not have a whole lot of credit. I'm a very good saver and have 5,000 saved in my bank account and roughly 5,000 in matured savings bonds that my mom has stored away for me when the time is ready to buy. My only problem seems to be the credit. It was like pulling teeth to get a credit card. I eventually went through my bank and got one with a $500 credit limit. I've had it for 2 months and use it responsibly paying it off in full at the end of the month. I also have two $2,500 student loans I have been paying back on. I recently decided that it is in my best interest to pay these off before buying the house to get more of a credit history and save myself from having a loan payment when I'm on my own. I have one of the loans paid down to $1800 and plan on having that paid off before I get my tax return (around $2,000) and beginning of year bonus from work (around $1,000). The taxes and bonus money will pay my other loan off and I will be debt free by February and still have around $5,000 in savings and $5,000 in bonds. I plan to save for a few months after the loans are paid off so I can have a solid $8,000-$10,000 to play with for down payment and still have a couple thousand left over for any repairs/making the place my own. I already have all the furniture, pots/pans, dinnerware etc. and washer and dryer so I'm set in that area. So if you are still with me after all this being said, do you think I will be ready to buy a home in 6 months this summer? I wanna buy in the 30-50K range. Lenders in my area will lend a minimum of 30k. Opinions, Input, and advice is greatly appreciated! to weirddiscom...... I live in Southern WI. Close to Illinois border, I could walk to Illinois. Its right between chicago and milwauke and madison. Economy is absolutely horrible here and the housing market is down because of forclosures. The area depended on a GM plant that closed and destroyed most of the jobs around here. I luckily have a stable economy proof job. houses go for as cheap as 15k in rougher areas.

How did my retarted neighbors buy their house? Is there some kind of gov aid for people like that? I live in a nice house on a quiet Cull de sac in an affluent part of town. These houses are priced from 350-550 k which where i live (midwest) buys you pretty much a mini mansion and a few acres. About a yr ago a new family moved in next door who arnt exactly of the same "caliber". While my other neighbors are successful business owners, doctors, and high ranking engineers that have invested wisely, they are unemployed fat slobs who have let the once nice yard grow over with weeds. The dad finally got a job about 6 months ago as MY school bus driver, and creeped on this freshman girl hellaz until the family complained and he got switched to a different route. While the parents are just dumb the 3 kids are actually mentally challenged, each worst then the last (y they kept having children? idk). 6 times a day a short bus comes barreling up my street at 40 mph. And although only one adult has a part time job, they are constantly going in and out of the house, and have single handedly increased the traffic on my street 10 fold. i fear for my cat getting hit by these speeders... Anyway, how the hell did they buy this nice house? Only the dad has a job, and he didn't have that until recently. Considering all the health care costs, not to mention free transportation, the children rack up where the hell is their money coming from? Does anybody know of government assistance programs for people like that? If it is gov assistance, which im 90% sure it is, y the hell is this family getting so much $. i understand a need for housing, but to be able to live in a neighborhood like this on a gov check is just sickenning to me. Talk about an excessive waste of cash on people that will never give back to society...

Buy an ATV or a house FIRST? I'm planning to buy a house next April. I want an ATV now. I'm going to finance both. I've had credit issues for the past several years, but I finally got them taken care of and I'm free of debt and bad credit as of a few months ago. My credit score is about 700. My income is good, and I have no debt. I have one credit card with a balance under $100. I want to finance an ATV, but I want to know if it will be easier/more beneficial to get the house first, then finance the ATV, or vice versa? What I'm getting at is, is financing the ATV now going to help me by building my credit for the home purchase next year, or hurt me by changing my debt-to-income ratio?

How to buy a house when you graduate college? I'm still in college but I would like to get a head-start on learning what I have to do to buy a home when I graduate. My fiance and I will graduate next year, May 2011. We know where we want to live as we both have pretty much found jobs in the area and it's also where we grew up so our families are nearby. We currently live in an apartment that my father owns, so we live there for free until we get on our feet. Once we graduate we can stay there as long as it takes us to get where we need to be financially. It's a huge help and I am so thankful because of it. But eventually we want to get our own home. Here is some information I have about us: --I'll have about 19K worth of college loans when I graduate, he will have about the same or a little more --I'll start out making around 30K-40K a year with my communications job. He is looking to get a job with the state: mechanic, sheriff or corrections officer. --I have pretty good credit. I have one major credit card, a cell phone, and Kohl's Dept. Store credit card (this has a 0 balance, we pay it off every month) --We do not have children. --We would like to buy a house in the 100K-295K price range. Am I leaving anything out? I can put more information if it would help? Do you have any advice, experiences you'd like to share? Anything would be helpful. We're just concerned about how we're supposed to start our lives with all this college debt under our belts. We've been told about consolidating and FHA loans, anyone familiar with these?

We are first time home-buyers, can we buy a house we won't be living in? Here's my dilemna. My parents have 8 years left on their 15 year mortgage. They have just recently gotten stuck paying for a house they co-signed on and have decided to down-size into the smaller house (they are contracted to buy that house in 2 years) and my wife and I are living in their old house (the one with 8 years left on it). Their credit has gone down hill since the co-signing mishap and they might not be able to get a loan for this other house (even if we bought their old house). I was wondering if we could put their smaller house in our name while we live in and fullfill their 15 year mortgage. (Does that make sense?) Is this legal? I don't see why not. Feel free to ask questions.

are there any building games that you can play free online no downloasds no buying? i am looking for a building game were your in a virtual city and have to buy a house ( or construct one) were you can get a job (earn money) and possibly even drive around in a car. and are there any similar games to this on ps2.

Who is the selfish one here, myself or my husband? Okay, my husband and I were married this past September. We work A LOT! We have been paying off bills and saving to eventually buy a house. We haven't even had a honeymoon yet- we hope to someday though. I was invited to an all girls week in Las Vegas! The hotel is free, just have to pay for the plane ticket, the food&alcohol, the transportation around Vegas, and any activities and shopping. My friend has invited 2 other girls and we are planning to go this September. It will be the month of me&my husband's one year anniversary. She asked me to go on the trip two days ago, I said yes. I told my husband about my plans yesterday. He got all pissed. What's his deal? We will eventually have a honeymoon- he thinks we should have that before I go on some trip. Also he suggested interest in going to Vegas with us, and he and I getting a seperate room... doesn't that ruin the point? Tell me what do you think? What would you do? Any other points of view, please! I am getting a much bigger response on this that I could have imagined! I will bring these answers to my husband. I know it may seem weird but technically the situation is reversed! He is the one wanting to do the "guys week" in Las Vegas! I am the offended one and he keeps telling me I am being selfish about this and trying to horn in. He never even talked with me about going! WTF! So, I think I have plenty of great reponses from people who have no emotional issues with this. I now feel confident in telling him how I really feel about this, and I think he is going to have to tell his buddies no. If anyone is reading this later- do you feel that this situation of he wanting a "guys week" in Vegas is the same as a "girls week", or is it worse (more to worry about)- or is it not a big deal at all??? What do you think? Thanks!

Should I get the cheap dress or splurge and get the more expensive one? I fell in love with Maggie's Grace Kelly wedding dress but it costs 850 dollars at the shop and they won't go down. It's so perfect for me though, in every way and I feel pretty in it. This is more than I wanted to spend, but it does include all alterations. They have a dress on sale that is kinda similair but its from last years line so it doesn't include free alterations. It's 600 dollars and while its very nice, I just don't feel as good in the other dress as I do in this one. I'm not very confident in my looks so when I feel pretty in something, it is something special but then again, is that pretty feeling worth the extra money when I have to buy a house, a new car that I reall really need and keep paying for grad school, plus the honeymoon too! What did you do/would do in my shoes?

I co-signedfor a car and now I'm tring to buy a House, Since the car has been refinanced how long ...? I co-signed for a car for somebody and in the mean time looked into buying a house. My credit if Fair but I haven't recently made the best decisions involving credit (Did you know you can get a cash advance at a Casino?) Anyway, the car has just recently been refinanced and I wanted to know If it took some time for the car to fall off my credit report? I know my income to credit ratio was out of wack with two cars on my credit report, but now that one has been refinanced, how long would it take for my credit to free up.

What happens with all these subprime loan write-offs? So now that the economy has tanked and those individuals who spent like crazy and bought brand new cars and houses can't pay off those loans. What happens? The bank writes off the loan as a bad load. Right? But do those people still get to keept those cars and houses they bought for free now? Or do they lose them? Also if you have so much debt and you can't repay, wouldn't one's credit go down? We, Americans, spend so much money, recklessly. Hopefully, we get out of this. -Beginning Economics college freshman.

Should I Buy this house? Ok, my parents have got it in there head that they don't have to pay taxes. I have gotten over that. but now they have a nice modular home( payed for free and clear -from inhertance from my grandma). I'm afraid that one day the IRS is going to seize the home and the land. oh by the way it sits on a beuitiful property of a 100 arces south of dallas/fort worth. they have a private morgage with the land owner of about a 1000 month. my thinking in this whole matter is turn the title/deed of the house to me, then go get a small loan for the down payment on the land and then turn the morgage in to my name and so I can write off the intrest. I live in a apt. in California my credit has been ruined and will be for at least the next 10 years. So I figure if there so willing to lose this house. I could sure use the Tax Deduction ( because I belive in paying my taxes ). I have a mid fico score of 480 and my wife has no credit score and refuses to get any. so if you need any more info e-mail me.

Is there a place to get your free credit report without having to pay? I'm trying to buy a house and would like to see my credit report, does anyone know where to get one without having to pay a lot of money?

Help me plz!!! Should We buy this house??? I just moved 2 a small town with my fiance. We are from California & have horrible credit due 2 his ex and my ex. I have bad health but we need some security. I have terminal brain cancer & I need a stress free life as much as i can. We were offered a house for 350$ a month for 19 yrs at which time we will then own it. Our credit is so shot & our income so little that we know this is our one & only chance 2 own a home. Its in horrible shape. We have 2 fix everything infact the kitchen alone has 2b totally gutted out. It has so much potential & im scared of losing it. We dont mind putting our time & what little money we have into fixing this house. but we dont know if we really should or not. I heard that there are places that help u with loans even w/ bad credit. is that true? & how long would we have 2 wait before we can get a loan on the house to fix it? for 13 months we will rent it b4 signing papers but so much has 2 b done before its livable & we dont want to get screwed plz help

How Do I get my house sold F.A.S. T? I need to sell this house soon so my family can be settled? ? I am so tempted to buy another house before selling this one just so we can be settled. I realize that is the wrong thing to do, but what can a person do when you are so frustrated over people looking and not making offers? I have it listed on several free sites and no luck! I am at my wits end!

How to convince dad to buy me a house? I'm 17 years old and two months ago I fell in love with a girl from another high school, and so did she. We had sex and we want to keep the baby. The thing is, I haven't been doing so good at school and I probably wont graduate, however, my and my love already discussed it and I'm gonna start taking multiple part time jobs. We both love kids and we really want to have a girl aswell, which we plan to do as soon as we get married. I've already talked to my dad and we're getting married in a year and he finaly broke in and gave me a check to spend on the wedding so I'm quitting school and so is she. Now one thing remains, a place to live. She doesn't like apartments and since it's not just gonna be the 2 of us , though I tried convincing her to just try and adjust but it's a dead end. So now it's time for the big question, how do I convince my father to buy us a house where I can live worry free of rent and so on?

What made you by your house? We have open house tomorrow.? We are selling our house and I want to get others' opinions on how to sell it. When we bought this house (our first one) it was empty. I just liked it because of all the room and the style. (atrium split) I want old, new and unique ideas to sell this house. Or what made you by yours? By the way I am familiar with keeping the blinds open, all the lights on, clutter free etc etc. I may even put a pumpkin pie in the oven before the open house.

i need a lot of help with this one??????????? 10 points!!!!!!!!? What is she doing? There is this girl that I like a lot. She has a BF. She came into my store we talked and she hugged me. She told me her vacation starts tomorrow, and she is planning on buying a house (by herself). I called her later at her place of work and asked if she was free for lunch. i usually go and have lunch with her once a week. She said no because she has to get a lot of things done before she goes on vacation. I said ok, maybe next week. She said well, I'm not leaving the city until sunday, so maybe we could have lunch on Thursday or Friday. She said she will be doing a lot of house buying prep work on Wednesday. I told her that I would cosign for her if she needs me to so she can get a good house, in a safe area. She said I love you, you are so sweet. I said I love you too. Your a really special person. At the end of the conversation, I said Your so Awesome! She said, No your awesome. Well I could not reach her at all today. I have doubts that I will be able to reach her tomorrow. Does She like me? Why is she avoiding my calls? I don't understand!!! 10 points best answer!!!!!!!!!!!

What are the odds of a cop stopping a small white man walking a dog in daylight and searching him for a gun? I am a really small, slender man. My Dad died and I inherited enough to finally move out of an apartment and BUY (not mortgage, BUY) a house. Free and clear. Small problem. I could only afford a house in high crime neighborhood. It was cheap. I am divorced. I have a small daughter. I need to save for her first car, her sweet sixteen, her college, and her wedding. So I bought the house because now THAT expense is over and done with. But the place ( I live in Los Angeles) is near Echo Park and is pretty high crime. So I got burglar bars, floodlights, an alarm, a fence, and recently, a handgun, and a big dog. I got taken on the dog. I told the pound I wanted the biggest German Shepherd they had. That's the only "tough" breed Allstate will let me own. Well, the dogcatcher saw me coming. Got me a "Shiloh Shepherd," which is a HUGE German Shepherd (135 pounds) which is a COMPLETE COWARD. Now I want to stay in shape. So I walk for like an hour and a half, two hours a day (I can't run due to permanent knee injury). I have my dog, but the dog is worthless for protection, so I carry the handgun (hey, I am WAY too small to fight anyone, particularly a gang member.) In Los Angeles, they DO NOT issue gun permits. There are 500 for a city of 4 million. Unless you are a judge, city councilman, multi millionaire or personal friend of the Chief of Police or the Sheriff, you aren't getting one. I recently purchased this TINY gun called a .25 Automatic. It is so small, I can stick it in my double tube socks. I wear multiple tube socks on one foot (birth defect, one foot is smaller than the other.) What are the odds of a cop stopping me in daylight walking my dog, and searching my sock for a small automatic pistol?

Soon to be husband doesn't want a job? My fiance (Art) and I are planning to be married this year.I only have one problem with him,and that's he doesn't want a job. Art retired from the military last year after 20 years and says his military retirement is enough job for him.His take home is a little over 3 grand a month and he really doesn't have any bills. Since he never married and has no kids,and he always lived on base,he was able to save enough in his 20 years to buy a house free and clear and still have a pretty nice nest egg.He said that his monthly expenses(lights,water,car insurance, cable,food, etc) are budgeted to about $2400 and that leaves a few hundred for entertainment.It kind of irritates me that I work 5 days a week and he gets to sleep in everyday.I told him that he is way to young for retirement (38) and he needs a job,plus it's embarrassing that he doesn't work.He told me that I should get over it,since he pays all the bills.I just don't know what to do.Should this be a deal breaker? Also he says that he doesn't want to work because it hurts him to stand (he had to have a double knee replacement after an ied hit him in 2003.) I think it's just an excuse,but don't really know what to say, since technically he is paying the bills and he is good to me.

Can someone explain this to me,? IF YOU CROSS THE NORTH KOREAN BORDER ILLEGALLY YOU GET 12 YEARS HARD LABOR! IF YOU CROSS THE IRANIAN BORDER ILLEGALLY YOU ARE DETAINED INDEFINITELY. IF YOU CROSS THE AFGHAN BORDER ILLEGALLY, YOU GET SHOT dead. IF YOU CROSS THE SAUDI ARABIAN BORDER ILLEGALLY YOU WILL BE JAILED INDEFINATLY. IF YOU CROSS THE CHINESE BORDER ILLEGALLY YOU MAY NEVER BE HEARD FROM AGAIN. IF YOU CROSS THE VENEZUELAN BORDER ILLEGALLY YOU WILL BE BRANDED A SPY AND YOUR FATE WILL BE SEALED. IF YOU CROSS THE CUBAN BORDER ILLEGALLY YOU WILL BE THROWN INTO POLITICAL PRISON TO ROT. IF YOU CROSS THE U.S. BORDER ILLEGALLY YOU GET A JOB, A DRIVERS LICENSE, SOCIAL SECURITY CARD, WELFARE, FOOD STAMPS, CREDIT CARDS, + SUBSIDIZED RENT OR A LOAN TO BUY A HOUSE, FREE HEALTH CARE, A LOBBYIST IN WASHINGTON, AND IN MANY INSTANCES YOU CAN VOTE AND NOT HAVE TO PAY TAXES Why can't we set up mini Ellis Islands on our borders, and allow them to come over legally? This is what many of our great great aunts, uncles, and grand parents did, coming to the USA through Ellis Island, they did it legally...and built the strongest country in the world... WITH PRIDE !!!!!! They didn't ask for a hand out, Only Freedom and the Opportunity to work Hard, or has every one forgoten there roots?

is there any games like sims for free on the internet, but not online? So games where you buy houses, cars, get jobs, go out and do things a normal person would do, but not one you haved to download and not a online games where real people go on, because i once went on this realy good game where you could buy neww houses work places (like mcdonalds) and go to shops, but i dont remember the name, if you think you know the one i mean can you tell me, or if you know one like that, thanks

Is it hypocritical for McCain to accuse Obama of buying his house with the help of Rezko? When there is no evidence to support that accusation. Especially when there is overwhelming evidence that McCain tried to intervene with federal regulators on behalf of my his wealthy friend and contributor who swindled 4 billion dollars in one of the biggest real estate scandals in history. After getting a free trip to the Bahamas on his Keating’s private jet of course.

How does one buy a house free and clear? I saw an info-mercial about buying houses free and clear for anywhere from $600 to a few thousand. How does one find a house that cheap? How does one obtain houses with $0 down?

If you had a chance to buy one house for free anywhere...? If you had a chance to buy one house for free anywhere (with a job) and must live there for the rest of your life, where would it be? Job would depend on the area you move to BTW.

I would like to buy a playhouse. Where can I buy one online that has free shipping to my house or a store? I want to buy a playhouse for my son... What stores offer free shipping either to my house or to their store?? Thanks

Free money from the government to buy house? I've heard stories where people get free money to buy house as a first time house buyer and middle class rank...let say the house is worth 500k, with the government's aid, you would only have to take out a loan for 250k or around there and the government pay the other share for you and you don't have to pay it back. if you decide to sell the house, then that money you have to pay back, but other than that, the money belong to you if you live there for more than 10 years?

How do you buy a house tax free using a self directed IRA? Please list the detailed steps. I only have $9000. in my roth IRA.

Buy a house now with mortgage, or buy a house later debt free? Would you rather buy a house now with a typical but affordable mortgage and you were around age 27-28, or would you rather wait until you were 40 and buy a house without a mortgage?

can u buy a house free and clear for under 500 dollars? i was looking at foreclosures and realestate classifieds on yahoo and it had houses for 1 dollar 20 dollars 3000 dollars can u really get houses that cheap in any way these were in illinois within 50 miles of joliet

How do I buy a foreclosure house any free websites that do this?

how do i find info records of a house i am wanting to buy. free, online. for taxes and ect.? i want to find out some info on a house i wanted to buy. property tax, age of home, previous owners, how much the property is worth ect.

When you buy a house on nintendogs and you want to switch back to it, will it be free? Like I bought a condo. I know the Original house you start off with will be free. What if I wanted to change my condo to an american? Will the condo be free if I want to change back to it?

Should I buy a house, live with my grandmother for free or stay in my apartment? My grandmothers house is a nightmare, it doesn't have a finished bathroom although it does have a yard for my dogs. She also hates me, but she'd have to deal w/it since my dad owns the house. I can't live where I'm staying because it's also horrible. $450 month here and the house payment would be $500. I also have 2 roommates that pay me $350/month as it is. The house has been remodeled and is being sold by a family friend.

any free databases where i can find out who bought a house on the block in nj? no one has moved in? much appreciated, thanks

Does it make more sense to buy a house when you're young or save for one? As it stands, I prefer renting. My friends tell me I'm throwing my money away. I don't see it that way. I'm 24 and most of my friends are around the same age. They think it makes sense to buy a house when your young and poor so you have a good investment later. I, on the other hand, think it makes sense to save money by renting and focus on your career so in 10 or 20 years you can buy a house CASH and not have to worry about mortgage payments. I want to be free to live and move as I please while I'm young. I'm still having fun. Then when I'm older I want to buy two houses. One I will buy cash and rent it out for profit.. then sell later for 100+% profit. Then repeat the same process again. And another home to live in and raise a family. Which plan makes more sense? My plan or my friends plans?

Is it true about the government giving away free money to do things like buy a house? If it is true why do you have to pay for the kit on the internet? And is it true that you could get money just for being a single mom? What's the catch nothing ever comes this easy.

How can I get a free grant to start a business or buy a house? I want to start a smalll business. I've known for quite sometimesthat there are government monies that go untouched each year for these kinds of things. Anyone have info on how to apply?

Is buying a house on one income a good idea? My wife and I found a house we love and are trying to decide if buying it right now is a good idea. She recently went back to nursing school and has another two years left, so right now we are living off of one income. She does work part-time and makes enough to cover her expenses (gas, cell phone, insurance, etc...). We currently own a condo that we would be renting out if we buy a house. I currently bring home around $3000/mos in net income and the mortgage on the house we are looking would be around $1200/mos (this includes taxes and insurance). The only other debt we have is my student loan which is around $150/mos, otherwise we are debt free. After buying the house we would have about $20K left in our rainy day savings account. My concern is that if something happens and I lose my job in the next two years, we would be screwed. In this economy it could 6mos to a year to find another job, if not longer. I've been with my company for a little less than a year and am in a rotation program with them. Basically, they rotate me to new department every six months so I can learn the business for a two year period. It's a very small privately owned company so there are no formal HR procedures. I feel a little insecure because I don't have a permanent position in the company yet and am not very visible to leadership while in the rotation program. Is buying our dream home worth the risk, or is my insecurity more than just paranoia and we should wait until my wide is done with school?

Is there a free game where you can have a house and buy stuff for it like in ClubPenguin? And playing every part of the game must be free, cuz in ClubPenguin you can only buy a couple of things unless your a member.

Is it possible to buy a relatives house for £1 to avoid inheritance tax? I have heard that if a relative, for example your parents, mutually agree, you can legally buy their house from them for an arbitrary sum e.g. £1 and go through solicitors so it is all legal. This way when they die you will own their house tax free. Is this possible or are their other legal implications to consider?

I am trying to buy a foreclosure house. Does anybody knows of a FREE website, with pictures and details? I would like to invest in a Foreclosure home and would like a website that I do not have to insert any personal information or credit card information. Is there such a thing?

Where's the best place to buy a burglar alarm for my house? Preferably with free installation? UK

Do any one know about the free government grants? Do any one know about a good low income first time home buying programs in pa and Do any one know about the government grants to help you buy a house, car, or pay for school, or is it just a gimmick.

I'm looking to buy a house. Is there a way for me to veiw any details of the property online for free? Like past owners, what works been done on the house, ect..

if i own a house thru buying a tax lien, do i still have to pay for mortgages on that house, free & clear??? the house is bought at an county treasurer's auction. If the home owner has a mortgage do i need to continue to pay because i now own the house or is it free and clear, im not responsible for the mortgage????

where to find a free eviction notice and proper way to give one? My husband and i just bought a house. there is a family that lives there and their lease is up in november. we want to move in october 1st. scince we are the new owners can we give them an eviction notice to have them out by october? i live in ny. oh and by the way they pay there rent with payments from hud. and does anyone know where i can get a free ny eviction notice from online?

where can i find free money to buy a house?

What kind of doctor/surgeons are there that have free time and can buy these things? I have been interested in surgery and the medical field for a while. I want to be some kind of surgeon/ doctor but I want to be able to also have free time. What kind of doctors/surgeons can buy a nice house, buy a Ferrari, and have free time. (time to have a family and spend time with them)

What would you do if you were given one million dollars tax free? I'd pay off all my bills and then move to North Carolina and buy a nice house outside of Charlotte. Then I'd invest some in gold or something that is actually making money now. I'd also start a college fund for my daughter. LOL sorry not going to be buying any solid gold mansions.

if you had $75,000 to spend on a house (ONLY a house). would you buy a house and live debt free or use the 75k as a down payment for a more expensive home?

Do you know of any association in the UK that will buy a house and let you live in it? Someone told me sometime ago that there is one/several housing association that will buy a house of you if you qualify and let you live in it untill you die. Its made basicaly to free capital of the houses. About cons, this isn't for me, I just heard about it and mentioned with someone else that is interested, obsiously, this would be investigated I hope by this person. I can't google this because I know nothing, even if there is a general description on this. ESTATE AGENTS... HELP(UK)

to buy 1or 2 family house that is in Foreclosure or Preforeclosure in NYC how i find house like that free? how good is to buy one 1 or 2 famlily house that is in Foreclosure or Preforeclosure and how to find one in nyc

With the new stimulus package does this mean my house is free? I am buying a house for $8,000.00 does this mean it is free with the first time home buyer credit? I mean 6/12fs ohh wait that is just 4/8s of the down payment sorry.

Where to buy a house in Sydney? Hi. I have been transferred from Adelaide to Sydney. I want to buy a house in Sydney but I am not sure where to buy. I am working in the CBD so access to public transport is a must. I have two labradors so I need a free standing house with a little bit of yard for the dogs. Needs to be at least 3 bedrooms and would prefer something newish. Budget is $500000 max. Where would be a good place to buy?

would you sell your house and buy a stsaic mobile home to be morgage free?

can you find me free goverment money to buy a house?

When you buy a house at a trustee sale, do you own it free and clear immediately?

My landlord wants to offer an interest free mortgage to buy the house we rent....? Now could there be any issues with IRS or anything like that because it's interest free...could this do more harm then good? Are there any repercussions we would need to worry about?...she just figured since we have rented it for 5 years she would give us an interest free private mortgage. p.s. I work in title so I know about prices, and attorney's...as far as utitlities and taxes...we have been paying our own utilities and taxes I know how much they are a year. Like I said I work in the field of title insurance so I know what needs to be done that way...just was concerned about interest free. Thanks everyone :)

Does anyone know of any free websites where you can buy foreclosed houses? I googled it, but every website I bring up requires you to sign up for a "free" trial, and I don't want to do that. Any info would be appreciated! Thank you very much! Oh, I am looking for Toledo, OH in particular. Thanks!

Should I sell my house for a cheaper one and use the leftover cash to invest? Me and my husband are quite young. We bought a house a couple of years ago that was at the top of the market that we could afford. We were told it was the best financial decision to buy as expensive as we could afford. Since then, the value of our house has gone up. We are not having problems with the payments. Actually, we are renting it out and living in a cheaper place. We have enough paid off now that we are thinking about moving into it. But, I really want to be smart with our money while we are young and child free. I was wondering if we bought a house that was $100,000 cheaper, and took that money and invested it for retirement, if this is a financially smart thing to do? It would also make our monthly mortgage payments less, leaving more cash to have fun, and to invest. We bought quite a nice house, and I would be just as happy in a less expensive one, or even a nice apartment. (Our house is in Sydney, not in the U.S., so the U.S. housing market will not affect us).

Animal Cruelty free - not tested on animals air freshener plug - in anyone know of one? hey, im tyring to buy all my products which are animal cruelty free or not tested on animals...(the whole brand/distributor) .... i usually buy the airwick or glade plugins but they are all animal tested (or the brand is using animal testing).....i dont like using candles or spray air fresheners because i like a constant smell in my house as i have 2 dogs... anyone know of any? thanks:)

Where can I join a free online virtual life like the sims and Habbo hotel where you earn money and buy a house

We are currently buying a house in a 'smoke free zone'. What does this mean?

is there any free/low payment legal assistance when buying a house/condo? can you give me some ideas how much money is involve during closing period when buying a house/condo?

Can I buy a house under my name with my parents money without paying tax? I live in Virginia and I wanted to know if I could take my moms 300k (whatever amount) and buy a house under my name. I have heard you will be taxed like 30%.... that there is no such thing as free money. How can i get around this tax issue and is it even true?

can u explain me wht is exactly a house free and clear? i saw u could buy some houses for very cheap like 400,500$ they call that free and clear it s like a foreclosure but u buy the tax lien something like that i don t really get it could u explain me please

hey,where are these buy one get one free houses deals? where are they offering buy a house and get one free, in yuma arizona, or anywhere, where are these deals

How soon should I buy a house to get the $7500 rebate included with the stimulus bill passed by the House? I am referring to the new rebate included with the bill that recently got through the House of Representatives. I am not referring to the interest free loan of $7500 that was offered earlier.

I want to buy a house but i dont kno if i should. i need a free fortune teller online that will tell me.? i need a fortune teller that will tell me if this is a good time to make an investment as big as buying a house. and if its the best thing to do too. thanks

FREE 10 POINTS: In Family Guy, how did Peter and Lois get the money to buy their house? The quizmaster, Itachi U, is back and the Fifth person to answer this correctly gets Free answer and with that comes 10 points.

How do I roll over money from the sale of my house, tax free, and apply it towards my new home? I'm selling my house and I want to take all of the profits and apply it towards my new home, which I will be buying when the old one sells. I've heard of this program before. I can't remember what it's called. Thank you all for your help!

How do I find companies that offer free housing? Well I'm about to graduate in a year, I'm wondering how do I find jobs that offer free housing/apartments for new employees. I want to try to find a job that offers free housing so I can save some money my first two years or so and buy a house. Any suggestions on how I can go about finding such jobs.

Where can I find a free program to write a house for sale flyer? We are going to sell our own house. I am not computer smart, but need to create a one page flyer showing the features of the house for sale. Can I find this on the web for free? Or is there a product I should buy at Staples?

Where can I find grant money to buy a house? I am wanting to buy a house with some land but I really don't have much money. I don't know where to look without paying $40 a month, money I really don't have. I just want a small house for me and my fiance and our pets. I have an area picked out where to buy and its pretty cheap. Any help would be nice. If you need more details to help please feel free to e-mail me. Thanks!

where can i use a FREE landscaping program.bought a house with lots of land that needs plenty of TLC?

Am I in a position to buy a house or should I keep saving? I am looking to buy a house or apartment in Australia by myself around the $250k - 300K range. - I have $65K saved in cash and anticipate to have $85k by the end of this year. - Earn $3,000 net (take home) per month - I work for a bank so the loan would be mortgage insurance and fee free with reduced interest rate. - I was pre-approved for $300K May 2006 with $50K saved but I didn't feel I had enough money. So I left it although the loan is still open. I'm 26 and not interested in getting married until at least 30 + and I want to live alone anyway whilst I'm young and free. The main hesitation I have is that I don't want to buy a house and be living on the bread line trying to pay it off. If this would be the case, then I'm not interested. I wish to do it properly the first time or not at all. So, am I in a position to buy a house to live in or should I keep saving? Any advice appreciated. Thanks :D

What do you recommend if you house is free and clear....costs now? would be around 400,000.00. Could you buy a foreclosure and use part of the money from your house to buy it??? then rent it out??? because you are single and would need someone to rent the other house....real estate people ONLY PLEASE!!! thanks!!By the way..i am in San Diego County, CA....

Should I buy a house now, or wait until I am debt free? All the news indicates that homebuyers are at a big advantage right now. Right now I have a lot of debt. But lately I have hammered down a lot of debt and could be debt free and holding a respectable down payment in about 1.5 years. I do have savings, but it is all tied up in a 401K. I have great credit, so I am told that I can get into a house with no money down, but this makes me uncomfortable. My question is this - with the market as it is and with my financial situation as it is, should I start looking for homes now, or should I wait until my debt is wiped out even though the market will most likely rebound by then? I am in Houston by the way.